Terms of Service

2. The Service

Intensifly is a profit intelligence platform for small businesses. The platform includes a cashflow calendar, business health dashboard, workspace, and AI chat assistant.

The service is provided "as is" and "as available". We may improve, change, or retire features with reasonable notice.

3. Accounts

• You need an account to use Intensifly.
• You are responsible for protecting account credentials.
• One account per person; credential sharing is not allowed.
• You must be at least 18 years old to create an account.
• If creating an account for an organization, you confirm authority to do so.

4. Acceptable Use

• Use Intensifly only for legitimate business operations.
• Do not reverse engineer, bypass rate limits, scrape, impersonate, or upload malicious content.
• Do not use the service for illegal activity.
• We may suspend or terminate accounts that violate these terms.

5. Your Data

• You retain ownership of your business data.
• We process your data only to deliver and improve the service.
• See our Privacy Policy for handling details.
• You are responsible for the accuracy of submitted data.
• Export options are provided so you can take your data with you.

6. AI Assistant

• The AI assistant provides suggestions, not financial, tax, or legal advice.
• Intensifly is not a licensed financial advisor, accountant, or tax professional.
• AI-proposed changes require your explicit approval before application.
• You are responsible for verifying AI outputs against your records.
• The AI does not autonomously modify your data.

7. Pricing and Payment

• Current pricing is listed at /pricing.
• The free tier includes a limited monthly question allowance.
• Paid subscriptions are billed monthly unless stated otherwise.
• Question packs are non-refundable once purchased.
• We may change pricing with 30 days notice for existing paid customers.
• After cancellation, access continues until the billing period ends.

8. Intellectual Property

• Intensifly software, branding, design, and documentation remain our intellectual property.
• You may not copy, modify, or redistribute the service except as permitted by law.
• Feedback you provide may be used to improve the product without compensation.

9. Limitation of Liability

• Intensifly is a decision-support tool and does not guarantee business outcomes.
• We are not liable for decisions made based on data or suggestions in the platform.
• Our total liability is limited to fees paid in the 12 months before the claim.
• We are not liable for indirect, incidental, special, or consequential damages.

10. Warranties Disclaimer

• The service is provided "as is" and "as available".
• We do not guarantee uninterrupted operation or error-free performance.
• We do not guarantee perfect calculation accuracy in every scenario.
• To the maximum extent allowed by law, implied warranties are disclaimed.

11. Termination

• You may delete your account at any time.
• We may terminate accounts for terms violations, with notice except in abuse cases.
• After termination, data handling follows our Privacy Policy retention terms.
• Liability, warranty, and intellectual property sections survive termination.

12. Changes to Terms

• We may update these terms over time.
• Material updates are announced by email at least 30 days before taking effect.
• Continued use after effective date means acceptance of updated terms.
• If you disagree, stop using the service and close your account.

13. Governing Law

These terms are governed by the laws of Canada and applicable provincial laws in [TODO: Province or territory in Canada].

Disputes should first be addressed through good-faith negotiation, then resolved through [TODO: arbitration or courts process].

14. Contact

Questions about these terms can be sent to [email protected].